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VOTED #1 BUSINESS BANK 2025

Fuel Your Business Growth.

From intuitive checking to commercial real estate lending, BCU provides the capital, technology, and expert advisory your enterprise needs to scale efficiently.

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Business Checking Lending & Credit Merchant Services Treasury Management
Cash Management

Checking Built for Your Bottom Line

All BCU Business accounts include our award-winning digital banking suite, QuickBooks® integration, and a dedicated local business banker.

Business Essential

Perfect for startups and small businesses with lower transaction volumes.

$0

Monthly Maintenance Fee

  • Up to 200 fee-free transactions per month
  • Up to $5,000 cash deposited without fees
  • Free incoming domestic wire transfers
Open Account

Business Advantage

Designed for established companies requiring higher limits and premium tools.

$25 or $0*

Waived with $15,000 combined daily balance

  • Up to 500 fee-free transactions per month
  • Up to $20,000 cash deposited without fees
  • 2 free outgoing domestic wires per month
  • Discounted payroll services via ADP®
Open Advantage Account
Capital & Financing

Capital to Reach Your Next Milestone.

Whether you are expanding operations, purchasing inventory, or acquiring commercial real estate, our local underwriting team makes rapid decisions to keep your business moving.

SBA Loans

Government-backed loans with lower down payments and longer terms.

Lines of Credit

Flexible, revolving capital to bridge cash flow gaps and manage inventory.

Connect with a Lending Officer
Commercial Lending
Operations

Streamline Payments. Maximize Cash Flow.

Modernize your business with next-generation point-of-sale systems and advanced cash management tools designed for the digital economy.

  • Merchant Services (POS)

    Accept all major credit cards, Apple Pay®, and Google Pay® with next-day funding directly to your BCU account.

  • Positive Pay Fraud Protection

    Automated check and ACH matching systems to prevent unauthorized transactions before they hit your account.

  • Remote Deposit Capture

    Deposit high volumes of checks securely from your office desk using our advanced desktop scanners.

Explore Treasury Solutions
Merchant Services

Take Your Business to the Next Level

Join the thousands of U.S. businesses that trust BCU. Schedule a consultation with a dedicated Business Relationship Manager today.

Schedule Consultation